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Interest Free Credit

0% APR Representative

Simply divide the loan amount by the term of the agreement and this will be your monthly repayment amount for the entirety of the agreement.

No interest or fees are payable with this option.

Please see representative example.

Representative Example

Interest Free Credit

Purchase Price £10,000
Deposit £5,000
Amount of Credit £5,000
Representative APR 0.0% APR
12 Monthly payments £416.66
Total payable £10,000

Credit is subject to status and affordability.  Terms & Conditions Apply.  Thistle Windows & Conservatories Ltd (Financial Services Register No. 729824) Thistle House, Woodside Road, Bridge of Don, Aberdeen, AB23 8EF is a credit broker, not the lender and is authorised and regulated by the Financial Conduct Authority.  Thistle Artificial Grass Ltd (Financial Services Register No. 805140) is an Appointed Representative of Thistle Windows & Conservatories Ltd.  Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC.  Authorised and Regulated by the Financial Conduct Authority.

Buy Now Pay Later
(9 Months)

11.9% APR Representative

If settled in full within the 9 month deferral period then there is no interest to pay, however a £29 early settlement fee will apply.

If the loan is not settled in full within the deferral period then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period.

Interest will continue to be charged until the agreement is repaid in full.

Please see representative example.

Representative Example

Buy Now Pay Later (9 Months)

First repayment is after 9 months

Purchase Price £10,000
Deposit £1,000
Amount of Credit £9,000
Representative APR 11.9% APR
120 Monthly payments £135.23
Fee if loan is settled in first 9 months £29
Total payable £17,227.60

Credit is subject to status and affordability.  Terms & Conditions Apply.  Thistle Windows & Conservatories Ltd (Financial Services Register No. 729824) Thistle House, Woodside Road, Bridge of Don, Aberdeen, AB23 8EF is a credit broker, not the lender and is authorised and regulated by the Financial Conduct Authority.  Thistle Artificial Grass Ltd (Financial Services Register No. 805140) is an Appointed Representative of Thistle Windows & Conservatories Ltd.  Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC.  Authorised and Regulated by the Financial Conduct Authority.

Monthly Payments

7.9% APR Representative

Interest is calculated daily and added monthly at a rate of 0.636%. You must make the minimum repayment each month.

You can make additional repayments without penalty, which allows you to control the term of the loan and reduce the amount of interest you would pay.

Payments will start approximately one month after the contract we have fulfilled with you.

Please see representative example.

Representative Example

Monthly Payments

Purchase Price £10,000
Deposit £1,000
Amount of Credit £9,000
Representative APR 7.9% APR
180 Monthly payments £84.11
Total payable £16,139.80

Credit is subject to status and affordability.  Terms & Conditions Apply.  Thistle Windows & Conservatories Ltd (Financial Services Register No. 729824) Thistle House, Woodside Road, Bridge of Don, Aberdeen, AB23 8EF is a credit broker, not the lender and is authorised and regulated by the Financial Conduct Authority.  Thistle Artificial Grass Ltd (Financial Services Register No. 805140) is an Appointed Representative of Thistle Windows & Conservatories Ltd.  Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC.  Authorised and Regulated by the Financial Conduct Authority.

3 Months Deferred Repayment

4.9% APR Representative

If settled in full within the 3 month deferral period then there is no interest to pay. This means that you would pay back the amount initially borrowed only.

If the loan is not settled in full within the deferral period then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period.

Interest will continue to be charged until the agreement is repaid in full.

Please see representative example.

Representative Example

Deferred Repayment

Purchase Price £10,000
Deposit £1,000
Amount of Credit £9,000
Representative APR 4.9% APR
60 Monthly payments £170.32
Total payable £11,219.20

Credit is subject to status and affordability.  Terms & Conditions Apply.  Thistle Windows & Conservatories Ltd (Financial Services Register No. 729824) Thistle House, Woodside Road, Bridge of Don, Aberdeen, AB23 8EF is a credit broker, not the lender and is authorised and regulated by the Financial Conduct Authority.  Thistle Artificial Grass Ltd (Financial Services Register No. 805140) is an Appointed Representative of Thistle Windows & Conservatories Ltd.  Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC.  Authorised and Regulated by the Financial Conduct Authority.

3 Months Deferred Repayment

5.9% APR Representative

If settled in full within the 3 month deferral period then there is no interest to pay. This means that you would pay back the amount initially borrowed only.

If the loan is not settled in full within the deferral period then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period.

Interest will continue to be charged until the agreement is repaid in full.

Please see representative example.

Representative Example

Deferred Repayment

Purchase Price £10,000
Deposit £1,000
Amount of Credit £9,000
Representative APR 5.9% APR
120 Monthly payments £99.74
Total payable £12,968.80

Credit is subject to status and affordability.  Terms & Conditions Apply.  Thistle Windows & Conservatories Ltd (Financial Services Register No. 729824) Thistle House, Woodside Road, Bridge of Don, Aberdeen, AB23 8EF is a credit broker, not the lender and is authorised and regulated by the Financial Conduct Authority.  Thistle Artificial Grass Ltd (Financial Services Register No. 805140) is an Appointed Representative of Thistle Windows & Conservatories Ltd.  Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC.  Authorised and Regulated by the Financial Conduct Authority.

Home Improvements Finance | Thistle Windows & Conservatories Ltd | Funding & Finance Options
Home Improvements Finance Options | 0% Interest Free Credit Available | Buy Now Pay Later Available on Windows, Doors, Kitchens and Home Extensions

Email: info@thistlewindows.com
Call: 01224 706 555

© 1995-2022 Thistle Windows & Conservatories Ltd, Thistle House, Woodside Road, Bridge of Don, Aberdeen, AB23 8EF.

Thistle Windows & Conservatories Ltd is a company registered in Scotland (SC159622) - VAT No. 663 7172 22.  Thistle Kitchens, Thistle Bathrooms and Thistle Homes are trading names of Thistle Windows & Conservatories Ltd.

Thistle Artificial Grass Ltd is a company registered in Scotland (SC522003) - VAT No. 229 8195 71.  Thistle Gardens & Outdoors is a trading name of Thistle Artificial Grass Ltd.

Credit is subject to status and affordability.  Terms & Conditions Apply.  Thistle Windows & Conservatories Ltd (Financial Services Register No. 729824) is a credit broker, not the lender and is authorised and regulated by the Financial Conduct Authority.  Thistle Artificial Grass Ltd (Financial Services Register No. 805140) is an Appointed Representative of Thistle Windows & Conservatories Ltd.  Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC.  Authorised and Regulated by the Financial Conduct Authority.